Terms & Conditions

AstroKumba — Legal Pack

Terms & Conditions, Privacy Policy, and Global Disclaimer

Last updated: September 2025

AstroKumba, operated by Bandha InfoEdge LLP, provides astrology, wellness, and lifestyle tools including:

  • Astrology Q&A & Reports
  • Bandhamukti (De-addiction support)
  • Fertility & Pregnancy guidance
  • Ayurveda Clock (wellness/lifestyle suggestions)
  • Stock Trading Astrology insights (SNR logic)

By accessing or using AstroKumba, you agree to the following Terms & Conditions and Privacy Policy.

 

 

 Terms & Conditions

1. General Use

AstroKumba, including its astrology services, Q&A, wellness, and lifestyle features, is provided for informational, educational, and personal guidance purposes only. It is not a substitute for professional medical, psychological, financial, or legal advice. Users acknowledge that astrology insights are subjective guidance and may not guarantee outcomes.

2. Astrology Q&A & Astrology Services

  • Astrology responses and predictions are generated using your birth data, Panchanga, SNR logic, and other astrological calculations.
  • Results are for guidance only and cannot guarantee any outcome.
  • Users must exercise discretion before making decisions in financial, medical, career, or relationship matters.
  • Misuse of astrology services (spam, offensive content) may result in account suspension or termination.

3. De-addiction (Bandhamukti)

Self-help tool only. Not a replacement for therapy, rehabilitation, or treatment. No emergency or prescription services provided.

4. Fertility & Pregnancy Guidance

For awareness only. Not medical advice. Consult qualified healthcare providers for reproductive health issues.

5. Ayurveda Clock

Educational suggestions only. Not prescriptions. Consult certified professionals before making lifestyle changes.

6. Stock Trading Astrology (SNR Logic)

Astrology-based insights only. Not financial advice. Users are responsible for all investment decisions and risks.

7. No Refund Policy

  • All purchases of digital services or products on AstroKumba—including astrology reports, Q&A, Bandhamukti tools, fertility & pregnancy guidance, Ayurveda Clock suggestions, and stock trading insights—are non-refundable and non-transferable.
  • Refunds are considered only if legally required (e.g., payment errors or service delivery failure).
  • Users requesting a refund must contact support@astrokumba.com with relevant details.

8. User Responsibility

Users must provide accurate personal data (birth details, fertility inputs, wellness/de-addiction modules). Misuse may result in suspension or termination.

9. Limitation of Liability

AstroKumba and Bandha InfoEdge LLP are not liable for outcomes, financial loss, health impacts, or emotional distress. Services are provided “as-is” and “as-available”.

10. Legal Jurisdiction

All disputes, claims, or controversies arising out of or relating to AstroKumba, its services, or these Terms & Conditions will be governed by the laws of India.
Users agree that any legal action or proceeding must be filed exclusively in the competent courts located in Gadag, Karnataka, India.
By using AstroKumba, you submit to the exclusive jurisdiction of these courts.

 

 

 

 Privacy & Data Usage Policy

1. Data We Collect

  • Personal Info: Name, email, DOB, birth time/place
  • Feature Inputs:
    • Astrology questions & birth chart data
    • Fertility & Pregnancy responses (cycle, health info, wellness preferences)
    • Bandhamukti assessments (addiction/de-addiction inputs)
    • Ayurveda responses (lifestyle, dosha, habits)
    • Stock trading preferences
  • Usage Data: Device details, IP address, cookies, analytics

2. How We Use Data

  • To generate personalized insights across all features:
    • Astrology predictions and Q&A
    • Fertility & Pregnancy guidance and wellness tracking
    • Bandhamukti tracking and recommendations
    • Ayurveda lifestyle guidance
    • Stock trading astrology insights
  • To provide tracking and motivational features (e.g., fertility cycle tracking, Bandhamukti milestones)
  • To improve platform performance and personalization
  • To send notifications and optional promotional messages (with consent)

3. Data Protection & Security

  • All sensitive information, including fertility, pregnancy, and health data, is encrypted and securely stored.
  • Access is restricted to authorized personnel only.

4. User Rights

  • Users can access, correct, delete, or anonymize their data.
  • Users may opt out of marketing communications at any time.

5. Data Retention

  • Data is retained only as long as necessary for service delivery and legal compliance.

6. Sharing of Data

  • Data is not sold
  • Limited sharing with third-party service providers under confidentiality
  • Disclosure may occur if legally required

7. Age Restrictions

  • Astrology & Ayurveda: 13+
  • Fertility & Pregnancy guidance: 18+
  • Bandhamukti (De-addiction): 18+
  • Stock Trading insights: 18+

 

 

 Global Disclaimer

AstroKumba provides astrology, wellness, and lifestyle tools for guidance only. Not a substitute for professional medical, financial, or legal advice.

  • Astrology Services: All predictions, reports, and analyses are for guidance only. Results are not guaranteed.
  • Astrology Q&A: Do not rely solely on astrology for major decisions.
  • Bandhamukti: Self-help only. Not medical or emergency support. Seek professional help if needed.
  • Fertility & Pregnancy: Awareness guidance only. Not medical advice. Consult qualified doctors.
  • Ayurveda Clock: Educational suggestions only. Not prescriptions. Consult professionals before making lifestyle changes.
  • Stock Trading Astrology: Astrology-based insights only. Not financial advice. Trading involves risks.
  • No Refund Policy: All purchases of digital services or products are final and non-refundable unless legally required.
  • Legal Jurisdiction: Governed by the laws of India, with disputes resolved exclusively in the courts of Gadag, Karnataka, India.
  • Liability: Services are provided “as-is”. Bandha InfoEdge LLP is not liable for financial, health, or emotional impacts.

 

 

 Contact

Bandha InfoEdge LLP
 support@astrokumba.com

 

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